Extract data from Form 5500
Unstract reads Form 5500, 5500-SF and 5500-EZ filings with their Schedule A, C, H and I attachments, from downloaded PDFs or scanned sponsor copies, and sends plan, participant, premium and commission figures as checked data to your CRM or plan administration system.
4% comm. — compare w/ 2024 Sch A before the call
Form 5500 (2025) · Schedule A attached
{ "form": "Form 5500", "plan_name": "Northgate Foods Health & Welfare Plan", "plan_number": "501", "sponsor": "Northgate Foods Inc", "ein": "**-***6182", "plan_year_end": "12/31/2025", "participants_boy": 412, "participants_eoy": 438, "welfare_codes": "4A 4B 4D", "carrier": "Summit Ridge Life & Health Insurance Co", "premiums_paid": 2846300, "broker_commissions": 113852, "confidence": 0.93}
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Plan filings reach your desk in more shapes than the DOL ever intended
A broker sizing up a prospect or a TPA preparing next year's filing starts from someone else's 5500. These are the copies that actually turn up.
Sponsor copies printed for signature and scanned back in
Participant counts on a different line in each version of the filing
Last year's filing with an administrator's corrections in the margin
The return, every schedule and the audit report in one file
A separate Schedule A for every carrier contract in the plan
Analysts key participant counts, premiums and commissions from each filing into a spreadsheet, so a broker reaches the prospect after the renewal window has closed.
Unstract reads every 5500 with its schedules, extracts the plan and insurance figures you name, checks them against the main form and the prior year, and records the result for review.
Parse, extract and automate the 5500s behind every benefits review
Each layer below is its own product. Begin by reading filings, then add extraction and the full prospecting or compliance run as your book grows.
Parse Form 5500 filings into text that keeps every line and schedule
LLMWhisperer reads downloaded 5500 PDFs, sponsor printouts and scanned signature copies with the page layout intact. Line 5 participant counts stay next to their labels, the Schedule A broker table keeps its columns, and the plan-type boxes keep their marks.
Hand the text to an LLM you already use, or make it the first step of a longer plan review.
Learn more about LLMWhispererGet structured data from Form 5500, 5500-SF and their schedules
List the lines and schedules you track, and Document Studio turns each filing into one JSON record. Form 5500 data extraction covers the sponsor and plan details, every Schedule A contract with its carrier, premiums and commissions, Schedule C service provider fees, and the Schedule H or I balance sheet. 5500-SF data extraction maps the short form's financial lines into the same record, so small and large plans compare side by side. A count or fee that jumped from last year arrives flagged.
Deploy it as an API or an ETL pipeline, or run it inside a larger prospecting or compliance workflow.
Learn more about Document StudioRun 5500 review from the filing to the plan record
Describe how your team works through a Form 5500 in plain English, and Flow's agents build the workflow: filings collected from plan sponsors or pulled from public records, each one read with its schedules, Schedule A and C totals tied back to the main form, year-over-year changes marked, and the figures recorded in your CRM or plan administration system. You approve the workflow once, and every filing follows it.
It stops for a person only where you set a rule: participants that swing past your threshold, commissions that rose faster than premiums, a schedule the plan type requires that is missing, or a figure read with low confidence.
Learn more about FlowRead one 5500 today. Automate the whole prospect list next.
Start for free to parse and extract filings you already have. Automating the review across a book of plans begins with a consultation.
Every version of the 5500, with the schedules that travel with it
Documents
- Form 5500 Annual Return/Report of Employee Benefit Plan
- Form 5500-SF Short Form Annual Return/Report
- Form 5500-EZ One-participant retirement plan return
- Schedule A Insurance information
- Schedule C Service provider information
- Schedule D DFE and participating plan information
- Schedule G Financial transaction schedules
- Schedule H Large plan financial information
- Schedule I Small plan financial information
- Schedule MB Multiemployer defined benefit actuarial information
- Schedule SB Single-employer defined benefit actuarial information
- Schedule R Retirement plan information
- Independent qualified public accountant's report
- Amended and late-filed 5500 returns
Fields captured
Built for the people who sell, run and audit benefit plans
Each prospect's carrier, renewal month, premium and current broker commission pulled before the first call, so the pitch starts from the numbers.
Recordkeeping fees and plan assets from Schedule C and H lined up across a region's plans, ready for a fee benchmarking review.
A client's prior-year return read into the new filing year, so participant roll-forwards and missing schedules show up before the deadline.
Schedule H figures tied to the audited financial statements, with every difference listed before the opinion is signed.
Less keying from filings, more time on the plan itself
Public filings, private plan data, kept apart
Every Form 5500 is a public record, so the filing on its own carries little risk. The risk sits in what your team joins it to: employee census files, carrier contracts, renewal quotes and fee schedules a client shared in confidence. A combined record names the plan's members and its negotiated prices, and it must stay inside the firm that holds it.
- Files are encrypted in transit and at rest.
- Filings, census data and contracts never train any model.
- Extraction returns only the fields you define, so a census attached to a filing packet can stay out of the record.
- Access by role: only assigned staff open a client's plan file, and every correction is logged against the filing.
- Retention and hosting you choose, including self-hosted processing for administrators who keep plan records on their own servers.
What brokers, administrators and auditors ask first
Form 5500 is the annual return/report that most employee benefit plans file with the Department of Labor, the IRS and the PBGC. It describes the plan, its sponsor and participants, and its finances, with schedules for insurance contracts, service provider fees and assets. Small plans can file the 5500-SF, and one-participant plans file the 5500-EZ.
Send the filings as PDFs or scans and name the fields you need. LLMWhisperer reads each page with its layout, and Document Studio returns one record per filing with the plan, participants and every schedule you asked for. Totals are checked against the main form before the record is saved.
Brokers read Schedule A to see a prospect's carrier, contract, premium and the commission the current broker earns, and Part II to see how many people the plan covers. Lined up across many employers, those figures show which accounts renew soon and where a plan pays more than its peers.
Yes. Document Studio deploys an API endpoint for the 5500: post a filing and get the extracted record back as JSON. The same extraction runs as an ETL pipeline over a folder or bucket of downloaded filings.
Yes. Every filing maps into one schema, so a batch of thousands becomes a table with one row per plan and linked rows for each Schedule A contract and Schedule C provider. Filter it by region, industry, carrier or plan size.
Teams that OCR 5500 filings in bulk get pages of text and still have to find each number. A form 5500 data extractor returns named fields: carrier, premiums, commissions, participants. It also checks each Schedule A total against the main form.
Yes. The short form and the one-participant return come back in the same record shape as the full 5500, with the lines a form does not carry left empty rather than guessed.
Yes. Each provider on Schedule C comes back with its name, relationship to the plan, direct compensation and the indirect compensation codes, ready for a fee benchmarking review.
Yes. Describe the review and Flow's agents build it: collect the filing, read it, tie the schedules to the main form, compare with last year and record the result. You approve the workflow first, and it waits for a person only at the points you chose.
Unstract is SOC 2, ISO 27001, GDPR and HIPAA compliant. Plan files are encrypted, never used for training and deleted on the schedule you set; details are in the Trust Center.
Bring this season's 5500s to the consultation
Full returns, short forms and one-participant filings with their schedules. We run them live and show every figure, check and flag.